Franchigie elevate e copertura assicurativa delle sperimentazioni cliniche

Autori

  • Daniele Rodriguez
  • Carlo Moreschi

DOI:

https://doi.org/10.15168/2284-4503-660

Parole chiave:

Ethics Committees, high deductibles, insurance coverage, experimental protocols, clinical trials

Abstract

Two insurance policies relating to experimental protocols examined by an ethics committee have very high deductibles (25,000 euros, the former; £ 25,000 the other). One of the two subordinates any payment to the injured person to the previous reimbursement of the deductible by the insured to the insurer. According to Italian law this clause is not admissible and such contracts with high deductibles are to be considered acceptable only if there is a clear guarantee that the insurance company will cover the damage regardless of the previous liquidation of the deductible. The peculiarity of a high deductible must however be explained to the patient before the trial and reported in the informed consent form.

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Pubblicato

2020-07-02

Come citare

1.
Rodriguez D, Moreschi C. Franchigie elevate e copertura assicurativa delle sperimentazioni cliniche. BioLaw [Internet]. 2 luglio 2020 [citato 28 febbraio 2024];(2):261-8. Available at: https://teseo.unitn.it/biolaw/article/view/1571

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